2-1 Buydown vs. Permanent Buydown: Which Wins at 7% Rates?

Chad Anderson

Published on: 05/10/2026

Rates hit 7.28%. Here's how a 2-1 buydown compares to a permanent buydown, with real payment math for Nashville and Huntsville buyers.

Mortgage RatesRate BuydownsHomebuying TipsHuntsville Real EstateMiddle Tennessee Real Estate

Price Cut or Rate Buydown? How to Use Seller Money at 7% Rates

Chad Anderson

Published on: 28/09/2026

Mortgage rates just crossed 7%. Here's how to decide whether seller or builder money should lower your price or buy down your rate, with real math.

rate buydown vs price reductionMortgage RatesHomebuying TipsNew ConstructionMiddle Tennessee Real EstateSeller Concessions